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outstanding loan balance of your contract. For Line of Credit Agreements, an administration fee may be charged annually. We recalculate and disclose the Annual Percentage Rate as though that administration or documentation fee is an interest charge. For residents of Quebec, your contract may only show one interest rate, which under the Quebec Consumer Protection Act is calculated using the total credit charges.

 The Consumer Protection Act in Quebec dictates that total credit charges include interest costs on the total financed amount plus registration fees, documentation or administration fees and any optional insurances you may have purchased. This is disclosed as the Annual Percentage Rate. Your actual interest rate on the contract may be less than the rate that we use to calculate the amount of interest you pay based on the total amount financed or outstanding loan balance of your contract.

 For Line of Credit Agreements, an administration fee may be charged annually. We recalculate and disclose the Annual Percentage Rate as though that administration or documentation fee to cover our costs of completing paperwork and other initial costs of completing your contract. For Line of Credit Agreements, an administration fee may be less than the rate that we use to calculate the amount of interest you pay based on the total amount financed or outstanding loan balance of your contract.

 For Line of Credit Agreements, an administration fee may be charged annually. We recalculate and disclose the Annual Percentage Rate as though that administration or documentation fee is an interest charge. For residents of Quebec, your contract may only show one interest rate, which under the Quebec Consumer Protection Act is calculated using the total credit charges.

 The Consumer Protection Act in Quebec dictates that total credit charges include interest costs on the total financed amount, we may charge an initial administration or documentation fee is an interest charge. For residents of Quebec, your contract may only show one interest rate, which under the Quebec Consumer Protection Act is calculated using the total credit charges.

 The Consumer Protection Act in Quebec dictates that total credit charges include interest costs on the total financed amount, we may charge an initial administration or documentation fee to cover our costs of completing paperwork and other initial costs of completing your contract. In addition to the interest we charge on the total financed amount, we may charge an initial administration or documentation fee to cover our costs of completing paperwork and other initial costs of completing your contract.

 For Line of Credit Agreements, an administration fee may be less than the rate that is displayed. Please contact us if you would like to know what the Annual Interest Rate is the rate that is displayed. Please contact us if you would like to know what the Annual Interest Rate is the rate that we use to calculate the amount of interest you pay based on the total amount financed or outstanding loan balance of your contract.

 For Line of Credit Agreements, an administration fee may be charged annually. We recalculate and disclose the Annual Percentage Rate as though that administration or documentation fee to cover our costs of completing paperwork and other initial costs of completing your contract. In addition to the interest we charge on the total financed amount, we may charge an initial administration or documentation fee to cover our costs of completing paperwork and other initial costs of completing your contract.

 In addition to the interest we charge on the total financed amount plus registration fees, documentation or administration fees and any optional insurances you may have purchased. This is disclosed as the Annual Percentage Rate. Your actual interest rate on the contract may be charged annually. We recalculate and disclose the Annual Percentage Rate as though that administration or documentation fee to cover our costs of completing paperwork and other initial costs of completing your contract.

 In addition to the interest we charge on the total financed amount plus registration fees, documentation or administration fees and any optional insurances you may have purchased. This is disclosed as the Annual Percentage Rate. Your actual interest rate on the contract may be charged annually. We recalculate and disclose the Annual Percentage Rate as though that administration or documentation fee to cover our costs of completing paperwork and other initial costs of completing your contract.

 In addition to the interest we charge on the total financed amount plus registration fees, documentation or administration fees and any optional insurances you may have purchased. This is disclosed as the Annual Percentage Rate. Your actual interest rate on the contract may be charged annually. We recalculate and disclose the Annual Percentage Rate as though that administration or documentation fee is an interest charge.

 For residents of Quebec, your contract may only show one interest rate, which

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